Banded Tiger Moth
Adults usually rest with the wings held rooflike over their bodies, or else held flat out to the sides. The forewings are mostly black, with cream-colored markings. The hindwings usually have reddish marking and a broad black border.
The larvae of most tiger moths are usually hairy and are sometimes called “woolly bears.” When disturbed, they commonly roll up in a ball. Be careful when handling, as touching the hairs of some tiger moth caterpillars can cause dermatitis or stinging in some people.
There are about 60 species of tiger moths in Missouri.